About Us



About Us

DBCB Credit Bureaus Ltd. (DBCB) has played a pivotal role in developing the financial infrastructure of several economies across the globe. Credit bureaus, established by DBCB, have reduced the information asymmetry between lenders and borrowers thereby creating transparent and efficient credit information systems. DBCB provides risk management capabilities to lenders, facilitate information-based lending, accelerate their speed of making decisions, provide easy & quick access to finance to eligible companies & individuals thereby augmenting growth opportunities for the entire economy.

Credit Bureaus across the globe have trusted DBCB to provide a suite of products, services, consultancy and training that is in line with industry requirements and global best practices. We work closely with central banks, commercial banks, financial institutions, insurance companies, economic development boards & various government entities and specialize in building robust credit information infrastructure in emerging markets.

With a rich history, solid experience and dynamic team, DBCB is geared up to make Credit Bureaus an integral part of the global financial infrastructure.

Take a look at all DBCB Credit Bureaus

About D&B


Established in 1841
, D&B (NYSE:DNB) is the world’s leading source of business information and insight, enabling companies to Decide with Confidence®. D&B’s global commercial database contains more than 400 million business records. The database is enhanced by our proprietary DUNSRight® Quality Process, which transforms the enormous amount of data we collect daily into decision-ready insight. Through the  D&B Worldwide Network  – an unrivaled alliance of D&B and leading business information providers around the world – customers gain access to the world’s largest and highest quality global commercial business information database.

About Dun & Bradstreet South Asia, Middle East & Africa

Headquartered at the Dubai International Financial Centre - UAE, Dun & Bradstreet South Asia Middle East Africa Ltd. is responsible for the Dun & Bradstreet business in almost 67 countries.

D&B South Asia Middle East Africa Ltd. offers a suite of information solutions across these regions. Our services are used extensively by Banks, Financial Institutions, Government Departments, Multinationals, Corporate entities, Small and Medium sized enterprises, Exporters and Importers. Besides UAE (Dubai), we have offices in Bahrain, Qatar, Saudi Arabia, Bangladesh, Nigeria, Ghana, Tanzania and Pakistan.

DNBSAME has, and supports, Credit Bureaus in several countries in the South-Asia, Middle-East and Africa region. We have strategic arrangements with Credit Bureaus in Tanzania and Ghana to support local banks and institutions with our comprehensive services.

Intelligent Information

D&B is the leading provider of business information for risk management, sales & marketing, supply management and risk consulting decisions worldwide. Companies across the globe rely on D&B to provide the insight they need to help build profitable, quality business relationships with their customers, suppliers and business partners.

D&B has featured on Fortune’s list of Most Admired Companies in the Financial Data Services Category for several years.

The Most Comprehensive Global Database of Its Kind

We have global data coverage on business records in over 190 countries. To help ensure the accuracy and completeness of our information, we use sophisticated data collection tools and update our database over 1.5 million times a day.

The Value of the D&B D-U-N-S® Number

Our exclusive nine-digit D&B D-U-N-S Number®, assigned to each business location in our global database, is widely used as a tool for identifying, organizing and consolidating information about businesses. Companies worldwide use it to link information about suppliers, customers and trading partners, providing them a more complete picture of risks and opportunities in their business relationships.

DBCB is a subsidiary of DBSAME

Know more about D&B

 

Our Heritage

To help American merchants in their decision-making, an enterprising businessman named Lewis Tappan began, in 1841, to establish a network of correspondents that would function as a source of reliable, consistent and objective credit information. His Mercantile Agency, located in New York City, was one of the first organizations formed for the sole purpose of providing business information to customers.

Benjamin Douglass enters the business. To foster expansion, in 1849 Tappan turned the Agency over to Benjamin Douglass, a former clerk. Douglass capitalized on the improved transportation and communication of the time by expanding his network of offices, essentially providing the Agency with both new customers and superb information.

The credit reporter — a new profession (for future Presidents). Shortly after he joined the agency, Benjamin Douglass began establishing local offices and hiring full-time employees who became experienced, skilled reporters and interpreters of credit information. Working as a credit reporter was a respected position that provided strong training in sound business practices. Among the reporters who went on to establish names for themselves were four U.S. presidents: Abraham Lincoln, Ulysses S. Grant, Grover Cleveland and William McKinley.

A strong competitor – and a new name. In 1849, the rival John M. Bradstreet Company was founded in Cincinnati, Ohio. Two years later, the Bradstreet organization popularized the use of credit ratings with publication of the first book of commercial ratings. The rivalry between The John M. Bradstreet Company and Douglass' agency intensified as the U.S. entered the 20th century. Fundamentally, this had lasting effects on the fate of the two organizations.

In 1859, Douglass turned over the Agency to his brother-in-law, Robert Graham Dun. Under the new name, R.G. Dun & Company, Dun continued Douglass' relentless expansion. During the next 40 years, Dun led the Agency all over the United States and across international boundaries, carrying Lewis Tappan's vision into the next century.

A Historic Merger

As America entered the 1930's, the effects of rivalry and economic depression on both R.G. Dun and The Bradstreet Companies could no longer be ignored. In 1933, the arch competitors merged to form Dun & Bradstreet. The merger was engineered by Dun's CEO Arthur Whiteside. Using his first-rate diplomatic skills, Whiteside was able to broker a deal with the company's long-lasting and foremost competitor. Whereas previously both companies sold "products," Whiteside increasingly emphasized "service." With great leadership, he led Dun & Bradstreet out of the depression and into the Information Age.

Technology-Fueled Growth

The rapid development of computing and communications technology in the post-war era has been central to the growth of Dun & Bradstreet. During the past 50 years of Dun & Bradstreet’s history, increases in the speed and volume of cross-border communications have influenced our evolution from a provider of credit reports to a leader in the international information industry.

The 1960's - 1970's: A time of explosive growth. Whiteside's successor, J. Wilson Newman, recognized that Dun & Bradstreet needed to take risks and increase its range of products and services. Overall, Dun & Bradstreet expanded dramatically during the 1960's by engineering ways to apply new technologies to evolving operations. In 1963, the introduction of the Data Universal Numbering System – The D&B D-U-N-S® Number – to identify businesses numerically for data-processing purposes helped bring business information into the computer age. This unique business identification system proved so useful that today the Dun & Bradstreet D-U-N-S Number has become a standard business identifier for the United Nations, the European Commission and the U.S. Government.

By the 1970's, Dun & Bradstreet had established its commitment to new technology. A new "Advanced Office System" (AOS) fully computerized our data-collection operations, providing the ability to link and analyze categories of information in entirely new ways, and to deliver information to customers faster and more economically.

Fun Facts

What infamous movie actress seductively posed with the Dun & Bradstreet Reference Book in the 1953 movie “How to Marry a Millionaire”?

Answer: Marilyn Monroe

What four U.S. Presidents worked for Dun & Bradstreet?

Answer: Abraham Lincoln, Ulysses S. Grant, Grover Cleveland and William McKinley

What Steven Spielberg film released in late1997 covers the story of Lewis Tappan and his crusade to defend the rights of slaves?

Answer: “Amistad”

What year was the D-U-N-S Number born?

Answer: 1963

Who was this 1863 Dun & Bradstreet journal entry about: “Is not much of a businessman, but had some capital, it is said, advanced by his father, who is reputed well off”?

Answer: J.D. Rockefeller – who turned out to be a good credit risk; 1863 was the year he set up a refinery that blossomed into Standard Oil.

What ‘Cheers’ and film actor temped for Dun & Bradstreet as a receptionist?

Answer: Woody Harrelson

Which Dun & Bradstreet founder was the great grand nephew of Ben Franklin?

Answer: Lewis Tappan

Leadership Team

Miguel Llenas
Chief Executive Officer
Bhawna L.N.
Senior Manager – Corporate Affairs
Sunil Rao
General Manager – Head of Operations
Adrian Pillay
General Manager - Africa
Ranganathan S.
Project Manager
Wassim Karkaba
Project Manager
Adebowale Atobatele
General Manager - Tanzania